Thomas Kowalczyk leads all day-to-day activities for the Company's RIA and retail product lines. He has over a decade of experience working in the RIA space. He was previously with several Independent Broker-Dealers and Registered Investment Advisor (RIA) firms in senior management roles, most recently as the Senior Vice President of Advisory Services for a privately held Texas company. Kowalczyk is a graduate of Boise State University and has an M.B.A. in Financial Management from the City University of Seattle. He holds his Series 7, 24 and 66 licenses.